Auto Insurance Coverage
Representing the Injured in Nevada
Auto insurance is supposed to protect you in the event of an accident by covering the costs—or some of the costs—associated with your medical care, car repairs, and liability to other motorists or passengers.
When you've been hurt in an accident and you're having trouble getting the compensation you need from the insurance company to recover, the car accident attorneys at Richard Harris Law Firm can help. Call (702) 444-4444 today or fill out a free initial consultation form.
Types of Auto Insurance
In the state of Nevada, there are several types of auto insurance, including:
- Bodily Injury Liability Insurance
Covers the cost of medical expenses for bodily injuries to passengers in your vehicle or other vehicles if you cause an accident - Property Damage Liability Insurance
Provides payment for damages—repairs or replacement—to another person's car or property, such as a fence or telephone pole, if you cause an accident - Uninsured/Underinsured Motorist Bodily Injury Insurance
Pays for your medical expenses for bodily injury if the person who caused your accident has no insurance (uninsured) or not enough insurance (underinsured) to cover the cost of your care
Insurance Requirements
Under Nevada law, you are required to carry a minimum amount of insurance coverage to drive.
- Bodily Injury/Death Liability of one person: $15,000
- Bodily Injury/Death Liability of two persons: $30,000
- Property Damage: $10,000
An individual who fails to carry the required state minimum may have his or her license and registration suspended. They may also face a $500 fee and be required to carry a SR-22 (financial responsibility insurance certificate) from the Department of Motor Vehicles for three years.
The auto injury attorneys at Richard Harris Law Firm are here to answer your questions about auto insurance coverage.
