Auto Accident FAQ

Representing the Injured in Nevada

1. What kind of auto insurance is available in Nevada?
   In the state of Nevada, there are a variety of types of auto insurance, including:


• Bodily Injury Liability Insurance
  Covers the cost of medical expenses for bodily injuries to passengers in your vehicle or other vehicles if you cause an accident.


• Property Damage Liability Insurance
  Provides payment for damages—repairs or replacement—to another person's car or property, such as a fence or telephone pole, if you cause an accident


• Uninsured/Underinsured Motorist Bodily Injury Insurance
  Pays for your medical expenses for bodily injury if the person who caused your accident has no insurance (uninsured) or not enough insurance (underinsured) to cover the costs of your care
  
  
2. What kinds of auto insurance am I required to have?
   Under Nevada law, you are required to carry a minimum amount of insurance coverage to drive.
   
   
   • Bodily Injury/Death Liability of one person: $15,000
   • Bodily Injury/Death Liability of two persons: $30,000
   • Property Damage: $10,000

   An individual who fails to carry the required state minimum may have his or her license and registration suspended. They may also face a $500 fee and be required to carry a SR-22 (financial responsibility insurance certificate) from the Department of Motor Vehicles for three years.

3. How do I file an auto insurance claim?
   After an accident, our car accident attorneys recommend that you:
   
   
   • Obtain a copy of the police report if you plan to pursue damages for the accident.
   • Collect contact information for the other driver(s) or any witnesses—you may have collected this information at the accident, or it can be found on the police report.
   • Make initial contact with your insurance company to notify it that you were involved in an accident.
   • Seek legal representation to protect your rights to compensation.

   As your lawyer, we'll contact your insurance company and the other driver's insurance company. We know what evidence to collect, what questions to ask, and how to deal with the insurance company so you don't have to.

4. How do I handle a property damage claim?
   At Richard Harris Law Firm, we don't handle property damage claims, but we recommend that you do the following:
   
   
   • Contact your insurance company to report your accident.
   • Check for personal items if a tow truck takes your car.
   • Decide if you want to use your own insurance to cover the damages.
   • Contact the other driver's insurance company. Take note of who you talk to and the claim number.
   • Have your car's damage appraised by a body shop.
   • If your car is totaled, determine its actual cash value.
   • Request a rental car if your car cannot be driven.


5. I'm a visitor to Las Vegas and was involved in an auto accident. Can Richard Harris Law Firm help?
   Yes. No matter where you call home, Richard Harris Law Firm is committed to getting you positive results for your claim. And, in some cases, we can handle your claim without your return to Las Vegas.
   
   Our legal team handles a variety of auto accident cases, including:
   
   
   • Bus Accidents
   • Limousine Accidents
   • Motorcycle Accidents
   • Taxi Cab Collisions


6. What caused my car accident?
   Whether your car accident is the result of distracted driving, driving under the influence, a defective product, or dangerous driving conditions, we can help. Regardless of what caused your accident, it's your lawyer's job to prove that another party's negligence led to your accident.


7. What should I do if the insurance company offers me a settlement?
   If the insurance company offers you money, it may be less than you deserve. It's our priority to make sure you get a fair settlement.


8. Should I contact my insurance company after my accident?
   Yes. Call your insurance company and let them know you were involved in a car accident. Every time you talk to your insurance company, take notes on who you talked to and when. And remember, never sign anything from the insurance company without talking to your lawyer first.